What could be more annoying that being involved in a car crash through no fault of your own? The driver of the at fault car driving away from the scene of the accident or being uninsured is just the icing on the cake. Not only have you sustained injury but chances are your vehicle needs repair if not replacing, you may incur loss of earnings as a result of your injury or you may have medical expenses to pay. Is there any redress available?
Motor Insurers Bureau (MIB)
Thankfully the MIB or Motor Insurers Bureau was set up in 1946 to compensate the victims of negligent uninsured and untraced motorists. So, how does it work? Every insurance company which underwrites a compulsory motor insurance policy is obliged, by law under the Road Traffic Act 1988, to be a member of the MIB and to contribute to its funding. So, the MIB therefore have a pot of money to which we are all entitled to claim from under the appropriate circumstances. Accident circumstances which the MIB will consider are:-
• Victims of uninsured drivers
• Victims of untraced drivers – such as hit and run accidents
• UK residents involved in accidents with foreign-registered vehicles whether it be in the UK or elsewhere in Europe.
Essentially, the MIB is there to help people involved in road traffic accidents where the normal routes of compensation, such as insurance companies, do not exist or may be difficult to trace. You could look at the MIB’s role as that of a stand in insurer.
How to make a claim involving the MIB
If you wish to make a claim we would advise that you instruct a specialist firm of solicitors as making a claim involving the MIB is not always a straightforward process. Here at Russell Worth we have a dedicated Road Traffic Accident Department which has a wealth of experience and expertise. The firm was established in 1997 and since 2010 alone we have won in excess of £45,000,000 for our clients. We have a dedicated new client team who are all trained and ready to take your call/enquiry and discuss your best options with you. Give us a call today for a free, no obligation chat about your potential claim.
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